Turning 65 is an important milestone, and understanding Medicare can feel complex. I guide clients step-by-step through Original Medicare, Medicare Advantage, Supplement plans, and prescription coverage options. By explaining costs, coverage differences, and enrollment timelines clearly, I help ensure there are no surprises—just confidence in knowing your healthcare needs are covered.

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For individuals and families not yet eligible for Medicare, ACA plans provide essential health coverage options. I help clients review eligibility, subsidy qualifications, and plan comparisons so they can secure quality coverage at a price that makes sense. My focus is on balancing affordability with strong protection.

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Life insurance isn’t just about the future—it’s about protecting the people you love from financial hardship. Final Expense coverage helps ease the burden of funeral and end-of-life costs, while Mortgage Protection ensures your home remains secure for your family. I work with clients to design policies that provide meaningful financial security and lasting peace of mind.